HEALTHCARE INSURANCE GOLDEN HEALTH

The healthcare insurance program Golden Health is designed exclusively for VietJet Air’s employees and dependents with not only competitive additional coverages compared to standard program and but also enjoyed highest group discounts.

The program is designed by GINET Vietnam – the leading professional insurance broker in Vietnam.

Bảo hiểm sức khỏe Vietjet Air

ADVANTAGES OF INSURANCE PROGRAM

Bảo hiểm sức khỏe Vietjet
  • Wide scope of coverage with competitive premium
  • Various advantages compared to individual insurance program (premium, waiting period, extension clauses…)
  • Training program for employees
  • 24/7 claim support

CONDITION OF PARTICIPATION

Eligibility
  • Age limit from 12 months to 65 years old 
  • Not suffered from mental illness, leprosy
  • Not suffered from cancer (apply to people participate for the first year only)
  • Not suffer more than 50% permanent disabilities (apply to people participate for the first year only)
  • Not under treatment(s) of any illness/ disease (apply to people participate for the first year only)
Definition “Dependents”
  • Legal spouse;
  • Natural child, stepchild of spouse (if the same address as the employee), legally adopted child. Children are prescribed from 12 months to 18 years old or up to 24 years old if they are still in school, dependent and unmarried.
Time to participate of the Dependents
  • Dependents only can register if the VietJet’s employee also participates in Golden Health 2020
  • Dependents only can participate at the same time with the employee.
Waiting period of Dependents
  • Accident: 0 day
  • Normal illness/ diseases: 30 days
  • Pre-existing diseases, Special diseases and Excluded diseases in the first participation year: 365 days
  • Death, Total Permanent Disablement due to Normal illness/ diseases: 30 days
  • Death, Total Permanent Disablement due to Pre-existing diseases and special diseases: 365 days


SELECT INSURANCE OPTION

NOTES
– Registration timeline from 07/07/2020 – 21/07/2020
– Insurace period from 01/08/2020 – 31/07/2021 (both 02 days inclusive)
– Dependents only can register if the VietJet’s employee also participates in Golden Health 2020
– The program of dependent must be equal to or lower than the employee.

OPTION 1​

Basic​
2,075,000 đ
  • Accident: VND300 milion
  • Inpatient: VND50 milion
  • Surgeon: VND50 milion
  • Outpatient: VND6 milion

OPTION 2

Nomal
3,415,000 đ
  • Accident: VND1 bilion​
  • Inpatient: VND65 million
  • Surgery: VND65 million​
  • Outpatient: VND10 milion

OPTION 3​

High
4,350,000 đ
  • Accident: VND1.5 bilion
  • Inpatient: VND100 million
  • Surgery: VND100 million
  • Outpatient: VND10 milion

OPTION 4​

VIP
6,940,000 đ
  • Accident: VND2 bilion
  • Inpatient: VND200 million​
  • Surgery: VND100 million​
  • Outpatient: VND10 milion​

INSTRUCTION

How to register?

Select insurance option
• Fill information and click “Submit”
• Receive the confirmation email
• Review the information in the confirmation email and reply “CONFIRM” to complete the registration.
 
Premium payment
– Premium of VietJet employees: the premium will be deducted from the salary of the next month.
– Premium of Dependents: the premium will be transferred to GiNET’s account according to the Debit Note which sending to the VietJet employee on 28th July 2020.
 
Note: Non-refundable insurance policy

Registration deadline

Days
Hours
Registration has expired. Please contact the hotline for assistance

Hotline support

English

Quynh Mai

Mobile: 0904 990 910 / Email: maiptq@ginet-vn.com

Quoc Dat
Mobile: 0933 890 678  / Email: datvq@ginet-vn.com

Vietnam

Vu Thuy

Mobile: 0356 102 252 / Email: vuthuy@ginet-vn.com

Phan Hien

Mobile: 0979 494 095 / Email: hienpt@ginet-vn.com

Q&A

Golden Health is the healthcare and personal accident designed for employees and dependents of Vietjet Air,
which is insured by Baoviet Insurance Corporation, designed and arranged by GiNET Vietnam.

Employees and their dependents who meet the following conditions:

  • Age limit from 12 months to 65 years old 
  • Not suffered from mental illness, leprosy
  • Not suffered from cancer (apply to people participate for the first year only)
  • Not suffer more than 50% permanent disabilities (apply to people participate for the first year only)
  • Not under treatment(s) of any illness/ disease (apply to people participate for the first year only)

Dependents include:

  • Legal spouse;
  • Natural child, stepchild of spouse (if the same address as the employee), legally adopted child. Children are prescribed from 12 months to 18 years old or up to 24 years old if they are still in school, dependent and unmarried

Detailed information and registration form is at the link: https://ginet-vn.com/vietjetair

  • Golden Health is designed exclusively for VietJet Air’s employees with competitive benefits and premium compared to the individual insurance program offered in the market. For example, with benefits of option 1 (premium VND2,075,000), the premium of the individual plan in the market is at least VND3.5 million without special extension clauses as GOLDEN HEALTH 2020.

Payable premium is:

Option 1

Option 2

Option 3

Option 4

VND2.075.000/Year

VND3.415.000/Year

VND4.350.000/Year

VND6.940.000/Year

Premium payment:
– For VietJet’s employees: Premium will be deducted from salary by HR division.
– For Dependents: premium will be transferred to GiNET’s account according to the Debit Note which sending to the VietJet employee on 28th July 2020.

Golden Health includes all benefits as Death due to diseases/ accident, Medical expenses due to accident/ Inpatient/ Outpatient and Dental Care (This policy excludes Maternity and Childbirth). There are 04 options from lower to higher limit (for example Death due to accident from 300 million to 2 billion/ person/year). You can choose the most suitable optionto fix the demand of individual (please refer the details in website).

Waiting period is defined as a time period in which the relevant benefits will not be paid.

For VietJet’s employees: Golden Health doesn’t apply any waiting period for medical treatment due to illness/ diseases, Death/Permanent Disablement due to normal illness, disease and apply waiting period for Death/Permanent Disablement due to Special Diseases, Pre-existing conditions. It is the additional clause being better than all individual programs in the market (apply the waiting period for all benefits).

For dependents: The dependents’s waiting period is applied as below:

 

Employee

Dependent

Accident

0 day

0 day

Normal illness/ diseases

0 day

30 days

Pre-existing diseases and special diseases, excluded diseases in the first year

0 day

365 days

Death, Total Permanent Disablement due to Normal illness/ diseases

0 day

30 days

Death, Total Permanent Disablement due to Pre-existing diseases and special diseases

365 days

365 days

Direct billing is an arrangement between Insurance company and a hospitals (or other medical establishments), whereby hospital sends bills for services directly to Insurance company and Insurer will pay directly total or part of your medical expenses.

Insured of Golden Health obtain direct billing with Inpatient (Hospitalization and Surgery) at all hospitals/medicalestablishments in List of direct billing network of Baoviet in Vietnam. In other cases, please kindly collect all papers to claim back. Each insured will have one direct billing card showing some basic information about Policy number, period, etc.

For direct billing procedure:

  • Before Hospitalization:
    Present your  Health care  Insurance card and your ID card/Certificate of birth/ passport to the hospital
  • Before Discharge:
    – Sign the treatment vouchers
    – Settle any exceeding expenses or non-covered items prior to leaving

You can treat at any standard, high quality hospital, clinic, medical facility in Vietnam such as Vinmec, FV, Hoan My, Hanh Phuc, Cho Ray… , as long as it can issue the VAT invoice, with legal entity stamp on the medical document and is not in Bao Viet’s blacklist.

Support for insurance benefits

Insurance program support

Ms Quynh Mai: maiptq@ginet-vn.com – 0904 990 910

Ms Vu Thuy: vuthuy@ginet-vn.com – 0356 102 252

Ms Phan Hien hienpt@ginet-vn.com – 0979 494 095

GiNET Viet Nam
Add : 11 Floor, Harec Building, 4A Lang Ha Street, Ha Noi
HCM Branch: 8 Floor, Platinum Building, 145 Dien Bien Phu Street, Dakao Ward, 1 District, HCM.
Phone: 0247 1080 688, Email: contact@ginet-vn.com