The healthcare insurance program Golden Health is designed exclusively for VietJet Air’s employees with not only competitive additional coverages compared to standard program and but also enjoyed highest group discounts.
The program is designed by GINET Vietnam – the leading professional insurance broker in Vietnam.
Golden Health is the healthcare and personal accident designed for employees of Vietjet Air,
which is insured by Baoviet Insurance Corporation, designed and arranged by GiNET Vietnam.
Eligible employees must have labour contracts signed with Vietjet Air in accordance with Labor code of Vietnam and enough all conditions as below:
– Not over 65 years old
– Insured person is not suffered from mental illness, leprosy, cancer
– Not over 50% permanent disability
– Not under treatment(s) of any illness/ disease or bodily injury
Detailed information and registration form is at the link: https://ginet-vn.com/vietjetair
Payable premium is:
Golden Health is an insurance program with the very competitive premium, good benefits and many extension clauses.
Premium payment: Premium will be deducted from salary by HR division.
Golden Health includes all benefits as Death due to diseases/ accident, Medical expenses due to accident/ Inpatient/ Outpatient and Dental Care (This policy excludes Maternity and Childbirth). There are 04 options from lower to higher limit (for example Death due to accident from 300 million to 2 billion/ person/year). You can choose the most suitable optionto fix the demand of individual (please refer the details in website).
Waiting period is defined as a time period in which the relevant benefits will not be paid. Bao Viet shall exclude all risks occurring during that time, including but not limited to their related expenses or consequences thereof which arise after the waiting period as specified.
Golden Health doesn’t apply any waiting period for medical treatment due to illness/ diseases, Death/Permanent Disablement due to normal illness, disease and apply waiting period for Death/Permanent Disablement due to Special Diseases, Pre-existing conditions. It is the additional clause being better than all individual programs in the market (apply the waiting period for all benefits). Details as below:
|Normal illness, sickness, disease||Waived|
|Special Diseases, Pre-existing conditions, excluded disease of first year||Waived|
|Death/Permanent Disablement due to normal illness, disease||Waived|
|Death/Permanent Disablement due to Special Diseases, Pre-existing conditions||365 days|
Direct billing is an arrangement between Insurance company and a hospitals (or other medical establishments), whereby hospital sends bills for services directly to Insurance company and Insurer will pay directly total or part of your medical expenses.
Insured of Golden Health obtain direct billing with Inpatient (Hospitalization and Surgery) at all hospitals/medicalestablishments in List of direct billing network of Baoviet in Vietnam. In other cases, please kindly collect all papers to claim back. Each insured will have one direct billing card showing some basic information about Policy number, period, etc.
For direct billing procedure:
You can treat at any standard, high quality hospital, clinic, medical facility in Vietnam such as Vinmec, FV, Hoan My, Hanh Phuc, Cho Ray… , as long as it can issue the VAT invoice, with legal entity stamp on the medical document and is not in Bao Viet’s blacklist.
GiNET Viet Nam
Add : 11 Floor, Harec Building, 4A Lang Ha Street, Ha Noi
HCM Branch: 8 Floor, Platinum Building, 145 Dien Bien Phu Street, Dakao Ward, 1 District, HCM.
Phone: 0247 1080 688, Email: firstname.lastname@example.org